St Pauls Chambers have a number of barristers who have both defended and prosecuted in motoring fraud cases.

Chambers’ motor fraud barristers offer a complete service and are able to advise clients and provide expertise at all stages of motoring fraud cases.

What is Motoring Fraud?

Motoring fraud can arise in many different ways, including:

  • Organised fraud
  • Staged accidents
    • Where the accident was staged on both sides and the details of entirely innocent people are used in the claim process.
    • Where the driver or passenger of a target vehicle make a claim but the accident was not genuine, such as ‘crash for cash’ or ‘flash for cash’ scams.
  • Phantom passenger claims
  • Exploitation of genuine accidents
  • Exaggerated personal injuries
  • Dumping a vehicle in order to claim it as stolen
  • Ghost brokers, who sell unsuspecting drivers fake insurance policies
  • Ghost accidents, where a driver claims for an accident that ever occurred

Staged accidents are the most common form of motoring fraud. In the internet era, it is easy to obtain sufficient details of an individual required to set up fraudulent motor insurance. Those details are then used to buy a car, insure it and be named as the individual responsible for causing the staged accident. Sometimes those details are then used to hire a replacement car under the terms of the insurance policy. Using that car, a further accident is staged.

It has been known that people working within hire car companies have not complied with their requirements as to verifying identification because they too are involved in the criminal enterprise. The criminals at the top of the tree, however, are the directors of the Claim Management Companies (CMC).

Instructing a Motor Fraud Barrister

When an accident happens most people either call their insurers or go to a CMC who deal with the whole process. It is the latter which creates the problems.

The CMC would refer the claim onto a firm of solicitors with whom they have a close working relationship. For that referral, they used to be paid a “referral fee”. This practice has now been abolished but the companies are finding other methods to recoup that money in ways which do not fall foul of the legislation – of course, staged accidents are still occurring.

All of this means you might be caught up in a claim that could seriously affect your future if you are involved in a deliberate accident.

At St Pauls, our fraud barristers have a wealth of experience dealing with complex motor fraud cases. If you or your client are suspected of motor insurance fraud, get in touch today for advice from a qualified and experienced motor fraud barrister.

“The clerking team is responsive, extremely approachable and knowledgeable”

The Legal 500

Get in touch

For further information and enquiries please contact our clerks team.

Motoring Fraud Barristers

Voldi Welch

Voldi Welch

Call: 2008

Sophie Mitchell

Sophie Mitchell

Call: 2010

Stephen Flint

Stephen Flint

Call: 2012

Stephen Elphick

Stephen Elphick

Call: 2014

Contact Us

Chambers is centrally located within walking distance of the train station, secure car parks and the Courts.

Contact Us

St Pauls Chambers
Park Row House
19-20 Park Row

For out of hours assistance please call the senior clerk on 07854170429.

The switchboard will open from 08:30 until 17:30

Phone: +44 (0)1132 455 866
Email: [email protected]
CJSM: [email protected]

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