Representing in property and mortgage fraud cases

Property and mortgage fraud encompasses a whole range of crimes that involve making money on someone else’s property, through a variety of means. From individual cases to a whole web of crimes, property and mortgage fraud is complex.

What is Property Fraud?

Property fraud involves fraudsters pretending to own a property to sell or mortgage a property that does not belong to them. With property being a huge asset to the owner, fraudsters sometimes take on the identity of the owner to make money on a property. Once the crime has been carried out, it can be extremely difficult and complicated to resolve.

What is Mortgage Fraud?

More specifically, mortgage fraud is a crime whereby fraudsters misrepresent or miss out information to obtain a loan. As defined in the Fraud Act 2006, mortgage fraud consists of fraud by false representation and fraud by failing to disclose information. This can include fraud to obtain a mortgage for more than a property is actually worth, pretending to be a borrower on behalf of someone else who is actually making the purchase, claiming income/assets that the borrower doesn’t have, and making someone believe that financial help is being offered during a time of economic stress, when in fact they are doing so with the intention to obtain equity from the home.

Property Fraud Barristers

Our experience with property and mortgage fraud cases is extensive, with one of our barristers having been a part of one of the largest mortgage frauds in the past 20 years. John Harrison was part of the legal team secured to represent one of the defendants, who had been accused of masterminding schemes that obtained approximately two thousand fraudulent mortgages between 2004 and 2008. You can read more details on this mortgage fraud case on Chronical Live.

The main defendant was alleged to have controlled Newcastle Home Loans, a mortgage provider, and North East Property Buyers. Seven suspects faced criminal charges and hundreds of people were at risk of losing their homes. The crime affected a large number of people and the complex case went on for many, many years.

Property Fraud Barristers

Our fraud barristers are experienced in both defending and prosecuting in property and mortgage fraud cases. Get in touch to talk about a specific case.

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Contact Us

Chambers is centrally located within walking distance of the train station, secure car parks and the Courts.

Contact Us

St Pauls Chambers
Park Row House
19-20 Park Row

For out of hours assistance please call the senior clerk on 07854170429.

The switchboard will open from 08:30 until 17:30

Phone: +44 (0)1132 455 866
Email: [email protected]
CJSM: [email protected]

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