If you need help with your legal bills, you may be eligible for family legal aid. In such cases, there are some financial conditions that have to be satisfied. In some cases you will get your legal aid free, but in others you mat have to pay towards your costs.
Civil legal aid helps you to pay for legal advice, mediation, or representation in court with problems such as housing, debt, and family.
Legal aid services can only be provided by organisations that have a contact with the Legal Aid Agency (LAA). These include solicitors in private practice, law centres, and some Citizens Advice Bureaux.
You can only get civil legal aid for the following types of cases:
You can get family legal aid:
There are very strict rules about the proof that you have to show to qualify for legal aid in these cases.
Your income and capital must be within certain limits to get civil aid:
If you or your partner receive a passporting benefit, your income will not be looked at to see if you qualify for legal aid. However, your capital will be looked at.
The passporting benefits are:
You will get legal aid for an asylum problem if you receive government asylum support.
If your gross monthly income is over £2,657 you won’t receive legal aid; ‘gross income’ means before tax and national insurance are taken off and it excludes certain social security benefits. If you have more than four children, this limit goes up by £222 for the fifth and each additional child. You have to include your partner’s income unless your partner is the person who you are in dispute with.
If your gross monthly income is £2,657 or less, your solicitor or adviser will then check what your disposable income is; ‘disposable income’ is the amount of income you have left after deductions have been made for national insurance, tax, maintenance, housing costs, and other certain expenses. Additionally, if you have a partner living with you or if you have dependent children or other dependents, a certain amount of your income won’t be taken into account. If your partner is earning, their income will be taken into account unless your partner is the person you are in dispute with.
To qualify for legal aid, your disposable monthly income can’t be more than £733. If you are within this limit, you don’t have to pay anything towards legal help, but if your disposable income is over £315, you will have to pay a monthly contribution if you’re getting legal representation. The amount of contribution depends on your income.
If you have disposable capital (savings) of over £8,000, you won’t get legal aid. Disposable capital includes:
You have to include your partner’s capital unless your partner is the person who you are in dispute with.
If you are getting legal representation and your disposable capital us under £3,000, you won’t have to pay a contribution towards the costs of the case.
If you have more than £3,000 of disposable capital, you will have to pay a contribution towards the costs of your case. The contribution has to be paid straight away and it will be all of the capital you have over £3,000 up to the total cost of the legal advice.
Your owned home will be considered as capital. However, not all of the value of your home will be taken into account. You can deduct your mortgage or any charges of your home, up to a maximum of £100,000. This is called mortgage disregard. You can also deduct 3% of the market value of your home (the amount for which it could be sold for on the open market) for sales costs.
If you’re over 60, some of your capital can be disregarded in addition to any mortgage disregard. How much of your capital is disregarded depends on how much spare income you have each month. For example, if your spare income is between £0-£25, your disregard capital is £100,000. If your spare income is between £226-£315, you disregard capital is £10,000. If your spare income is over £315, none of your capital will be disregarded – although the mortgage disregard may still apply.
If you have had legal aid and the result of your case is that you kept or gained money or property, you will probably have to pay back some or all of the costs of your case. This is called the statutory charge.
At the end of your case, any money you are awarded is normally paid to your solicitor. The legal aid agency will take what has been spent on your solicitor out of the award and you will get what’s left.
In some cases, payment of the statutory charge can be postponed it:
Make sure your solicitor or adviser gives you full details about the effects of the statutory charge before you decide to go ahead with your case.
Chambers is centrally located within walking distance of the train station, secure car parks and the Courts.
St Pauls Chambers
Park Row House
19-20 Park Row
Leeds
LS1 5JF
For out of hours assistance please call the senior clerk on 07854170429.
The switchboard will open from 08:30 until 17:30
Phone: +44 (0)1132 455 866
Email: [email protected]
CJSM: [email protected]